Switching · checked 2026-08-31
Best CoinGate alternatives in 2026
Merchants replacing CoinGate land on one of three options. NOWPayments suits merchants who need assets far beyond CoinGate's published list, at the same 1% headline. Cryptomus fits stores wanting 120+ assets with comparable plugin coverage and a lower floor rate. Plisio covers merchants who want the lowest published rate and can live with a narrow asset list. The table below carries published rates only; where a provider states nothing, it says so.
Quick verdict
Merchants who need assets far beyond CoinGate's published list, at the same 1% headline.
Stores wanting 120+ assets with comparable plugin coverage and a lower floor rate.
Merchants who want the lowest published rate and can live with a narrow asset list.
Why do merchants look for a CoinGate alternative?
The published asset count of 10+ is the narrowest of the general-purpose processors indexed here. Checked 2026-08-31 against the provider's own page.
A 1% exchange fee applies to manual conversions, which is easy to miss when comparing headline rates. Checked 2026-08-31 against the provider's own page.
CoinGate at a glance
| Processing from | 1% |
|---|---|
| Assets | 10+ |
| Merchant verification | Not disclosed |
| Custody | Custodial |
| Checked | 2026-08-31 against its own pricing page |
A score of 6.7 is not a verdict against it. The same weights produced every number below, and plenty of merchants are correctly served here; the question is whether your priorities match the ones the method encodes. The full card has what it does and does not publish.
How do these alternatives compare?
Method| Gateway | Score | From | Assets | Verification | Settles fiat | Discloses |
|---|---|---|---|---|---|---|
| | 6.7 | 1% | 10 | Not disclosed | Yes | 89% |
| | 8.0 | 1% | 350 | Not disclosed | 68% | |
| | 7.4 | 0.4% | 120 | Not disclosed | 74% | |
| | 6.9 | 0.5% | 12 | Not disclosed | 68% |
3 best alternatives to CoinGate
NOWPayments
Who it fits. Merchants who need assets far beyond CoinGate's published list, at the same 1% headline.
| Processing from | 1% |
|---|---|
| Conversion | Not published |
| Payouts | Not published |
| Assets | 350+ across Bitcoin, Ethereum, BNB Chain, Tron, Solana, Polygon, Litecoin |
| Verification | Not disclosed |
The full NOWPayments card has its strengths, its gaps and the fields it declines to publish.
Cryptomus
Who it fits. Stores wanting 120+ assets with comparable plugin coverage and a lower floor rate.
| Processing from | 0.4% |
|---|---|
| Conversion | Not published |
| Payouts | Not published |
| Assets | 120+ across Bitcoin, Ethereum, Tron, BNB Chain, Polygon, Solana, Litecoin |
| Verification | Not disclosed |
The full Cryptomus card has its strengths, its gaps and the fields it declines to publish.
Plisio
Who it fits. Merchants who want the lowest published rate and can live with a narrow asset list.
| Processing from | 0.5% |
|---|---|
| Conversion | Not published |
| Payouts | Not published |
| Assets | 12+ across Bitcoin, Ethereum, Litecoin, Monero, Dash, Zcash, Tron |
| Verification | Not disclosed |
The full Plisio card has its strengths, its gaps and the fields it declines to publish.
On this page
You would be leaving the most transparent card in the index#
At 89% disclosure this is the most forthcoming provider indexed here, publishing processing, conversion, SEPA, SWIFT and crypto payout costs on a single page. Nothing below matches that, and it is the property most likely to be missed after the switch.
A merchant who moves for coverage and then needs a defensible cost figure for a finance review will find that figure harder to assemble at every alternative on this page. Decide which of the two problems is actually yours.
The asset list is the real reason to move#
A published count of around ten is the narrowest of the general-purpose processors here, across Bitcoin, Ethereum and Litecoin. For a European store whose customers pay in the obvious assets, that is not a constraint at all.
For a marketplace or an internationally selling store it costs sales you never see, because nobody complains about a checkout they abandoned. Count your own asset tail before assuming which case you are in.
What the alternatives cost you in return#
Fee visibility, mostly. NOWPayments publishes a flat 1% and nothing about conversion or payout. Cryptomus publishes 0.4% and no conversion figure. Plisio publishes 0.5% and no conversion figure.
All three headline lower and none lets you compute a total. That is the trade in one sentence, and the fees guide covers why an unpublished conversion spread is frequently the largest number in the chain.
The SEPA advantage does not travel#
Free euro withdrawals are specific to this provider and to euro. A merchant banking in euro who moves is picking up a settlement cost that was previously zero, and it should go into the comparison explicitly rather than being discovered on the first payout.
A merchant banking outside the euro area never had that advantage: SWIFT is 0.50% here, and the alternatives may well be cheaper. Which of those two describes you decides most of this page.
Where each replacement is genuinely better#
NOWPayments for breadth and for non-custodial settlement, which no other option on this page offers and which removes the counterparty question rather than relocating it.
Cryptomus for a store that wants broad coverage without giving up plugin support: seven named platforms against five here, at a lower published entry rate.
Plisio for a merchant who wants both plugins and non-custodial settlement, which is an unusual pairing and the reason it appears on this list.
Before you move#
Ask each alternative for the conversion spread as a number. You are leaving a provider that publishes it, and arriving somewhere that does not, so the figure has to come by email or the comparison is incomplete.
Check plugin coverage against your actual platform too. Five maintained plugins is a real asset here, and the WooCommerce list shows how the alternatives compare on that axis specifically.
Test the failure paths at the destination#
Underpayments and expired invoices are where plugin-based integrations differ most, and both arrive early. Meet them deliberately on a staging site rather than in your order queue.
The underpayment entry covers why wallets produce short payments so routinely, and it is the case most likely to break a reconciliation that worked here.
Keep the euro arithmetic in front of you#
Free SEPA withdrawals are worth a real percentage on a business withdrawing weekly, and it disappears silently at every alternative on this page. Put a number on it before treating a lower headline as a saving.
The fees guide works through the case where the cheaper-looking provider costs more once settlement is counted, which is the common outcome for euro-banking merchants leaving here.
What 89% disclosure actually means for you#
It is a measurement of the provider rather than of our research: the share of tracked fields this card publishes itself. At 89% it is the most forthcoming in the index, and every alternative on this page sits in the sixties or low seventies.
That translates into concrete work after a switch. Questions you can currently answer by opening a page will become questions you answer by email, and some of them will not get answered at all.
Five plugins is a real asset#
WooCommerce, PrestaShop, WHMCS, Wix and OpenCart are all named and maintained, which for a store without a developer is the difference between an afternoon and a contract.
Of the alternatives, Cryptomus names seven platforms, Plisio five, and NOWPayments enumerates none. If your shop runs on one of the less common ones, check it specifically rather than counting.
Transparency is a working condition, not a virtue#
Questions you currently answer by opening a page become questions you answer by email, and some will not get answered at all. That is a recurring cost rather than a one-off, and it lands on whoever has to justify the vendor next year.
What the table above cannot show you#
The all-in cost at any alternative, because each publishes a subset of components and you are leaving the card that publishes them all. The comparison gets worse rather than better after the move.
Nor how much of your volume sits outside a ten-currency list. That is answerable from your own payment history in ten minutes and it decides whether this migration is worth doing at all.
How to migrate from CoinGate
- Price the SEPA loss explicitly. Free euro withdrawals disappear silently at every alternative on this page. Multiply your withdrawal frequency by the replacement payout cost and put that number beside the headline saving before deciding anything.
- Count your asset tail honestly. You are moving for breadth, so establish the breadth is real: count distinct assets by revenue over twelve months. If the tail beyond ten currencies is under a few percent, this migration buys very little.
- Check plugin coverage on your platform. Five maintained plugins is a real asset here and the alternatives vary. NOWPayments enumerates no platform integrations at all, which for a shop rather than an API is a step backwards.
- Ask for every fee component you are losing. This card publishes processing, conversion, SEPA, SWIFT and crypto payout. The replacements publish a subset, so ask for the rest in writing rather than accepting a headline in their place.
- Test the failure paths, then cut over. Underpayments and expired invoices are where plugin integrations differ most. Meet both on staging, run a parallel cycle, then export history, drain and revoke.
Questions merchants ask
Why do merchants leave CoinGate?
The published asset count of 10+ is the narrowest of the general-purpose processors indexed here. A 1% exchange fee applies to manual conversions, which is easy to miss when comparing headline rates. Both points were checked against the provider's own pages on 2026-08-31.
What is the closest alternative to CoinGate?
NOWPayments is the closest substitute for most merchants: Merchants who need assets far beyond CoinGate's published list, at the same 1% headline. It scores 8.0 against 6.7 on the same published weights.
Is switching crypto payment gateway difficult?
Straightforward, provided you overlap. A migration finished at the first successful payment is a migration finished too early.
Will I lose payment history when I switch?
Export it first. CoinGate publishes no commitment about how long the record stays reachable after closure.