Switching · checked 2026-08-31
Best CoinsPaid alternatives in 2026
Merchants replacing CoinsPaid land on one of three options. Cryptomus suits general processor accepting iGaming with published rates and wider plugin coverage. NOWPayments fits operators who want the widest asset list at a flat published rate. CoinGate covers european operators who need settlement terms in writing before integrating. Every figure below was read off the provider's own pages rather than quoted from a sales conversation.
Quick verdict
CryptomusGeneral processor accepting iGaming with published rates and wider plugin coverage.
NOWPaymentsOperators who want the widest asset list at a flat published rate.
CoinGateEuropean operators who need settlement terms in writing before integrating.
Why do merchants look for a CoinsPaid alternative?
No public pricing page, so every quoted figure has to be confirmed in writing during onboarding. Checked 2026-08-31 against the provider's own page.
Fiat withdrawal costs are reported in the 1% to 3% range, which can exceed the processing fee itself. Checked 2026-08-31 against the provider's own page.
CoinsPaid at a glance
| Processing from | 0.5% |
|---|---|
| Assets | Not published |
| Merchant verification | Not disclosed |
| Custody | Custodial |
| Checked | 2026-08-31 against its own pricing page |
None of that makes it a bad provider. It scores 6.6 on the same weights applied to every alternative below, and for a large share of merchants it remains the right answer. The pages worth reading before switching are the full card and the weights.
How do these alternatives compare?
Method| Gateway | Score | From | Assets | Verification | Settles fiat | Discloses |
|---|---|---|---|---|---|---|
| CoinsPaid | 6.6 | 0.5% | Not disclosed | Yes | 68% | |
| Cryptomus | 7.4 | 0.4% | 120 | Not disclosed | 74% | |
| NOWPayments | 8.0 | 1% | 350 | Not disclosed | 68% | |
| CoinGate | 6.7 | 1% | 10 | Not disclosed | Yes | 89% |
3 best alternatives to CoinsPaid
Cryptomus
Who it fits. General processor accepting iGaming with published rates and wider plugin coverage.
| Processing from | 0.4% |
|---|---|
| Conversion | Not published |
| Payouts | Not published |
| Assets | 120+ across Bitcoin, Ethereum, Tron, BNB Chain, Polygon, Solana, Litecoin |
| Verification | Not disclosed |
The full Cryptomus card has its strengths, its gaps and the fields it declines to publish.
NOWPayments
Who it fits. Operators who want the widest asset list at a flat published rate.
| Processing from | 1% |
|---|---|
| Conversion | Not published |
| Payouts | Not published |
| Assets | 350+ across Bitcoin, Ethereum, BNB Chain, Tron, Solana, Polygon, Litecoin |
| Verification | Not disclosed |
The full NOWPayments card has its strengths, its gaps and the fields it declines to publish.
CoinGate
Who it fits. European operators who need settlement terms in writing before integrating.
| Processing from | 1% |
|---|---|
| Conversion | 1% |
| Payouts | Crypto withdrawals free; SEPA free; SWIFT 0.50%; crypto payouts EUR 0.50 + 0.5% |
| Assets | 10+ across Bitcoin, Ethereum, Litecoin |
| Verification | Not disclosed |
The full CoinGate card has its strengths, its gaps and the fields it declines to publish.
On this page
The specialisation is the reason to stay#
A SoftSwiss connector is not a general-purpose feature, and it is why igaming operators are here rather than at a broader processor. Point of sale, white label, mass payouts and fiat settlement are all documented alongside it.
None of the three alternatives publishes a platform connector for that vertical. Cryptomus accepts igaming and does not specialise in it, which is a different proposition and worth naming as such.
No public pricing page is the reason to leave#
Every figure has to be confirmed in writing during onboarding, which means a merchant cannot compare this provider against anything without starting a sales conversation first.
That is a real cost even when the eventual quote is good, because it makes the evaluation sequential rather than parallel. The fees guide covers what to ask for so one conversation yields a comparable number.
Fiat withdrawal is the number that bites#
Reported withdrawal costs in the 1% to 3% range can exceed the processing fee itself, which inverts the usual arithmetic: the cost of getting money out matters more than the cost of taking it in.
Ask for that figure explicitly and separately from processing. A merchant comparing a 0.5% headline against a 1% one while ignoring a 3% payout has compared the wrong two numbers entirely.
Where each replacement actually lands#
Cryptomus publishes 0.4% and maintains plugins for seven named platforms, which is the closest thing here to a like-for-like with a readable price.
NOWPayments offers the widest published asset list in the index at a flat 1%, plus non-custodial settlement, which for an operator holding large balances is the more consequential difference.
CoinGate is the option for European operators who need settlement terms in writing: the fullest fee table indexed here, with free euro withdrawals over SEPA.
What a high-risk merchant should check before moving#
Whether the replacement will actually accept your vertical in your jurisdiction, in writing, before any integration work. Acceptance is decided case by case at every provider on this page and none of them publishes a policy.
And what happens if that acceptance is withdrawn later. Providers serving high-risk verticals lose banking relationships more often than the rest of the category, and a custodial provider doing so takes your balance with it.
Custody deserves a decision here specifically#
This is a custodial provider and so is Cryptomus and so is CoinGate. Only NOWPayments among the alternatives settles to a wallet you control.
For an operator in a vertical where provider banking is fragile, that is not an abstract preference. The custody guide sets out the failure this removes and the key-management burden it hands you instead.
Plan the cutover around your platform, not your rate#
If the SoftSwiss integration is doing real work, replacing it is the project and the payment provider is a detail. Scope that first and let it decide the timeline.
Run both live for a full cycle regardless. The integration checklist covers the surfaces a payment touches beyond checkout, and in a specialised platform there are more of them than usual.
What a specialist gives up#
Breadth of platform integrations, mostly. A SoftSwiss connector and an API is a short list beside providers naming five or seven ecommerce platforms, which is the correct trade for an operator and the wrong one for a general store.
If your business has drifted away from the vertical this provider serves, that drift is the real reason to look, and it is a better reason than the rate.
Point of sale and white label are on this card#
Both are documented here alongside mass payouts and fiat settlement, which is a fuller feature surface than the published pricing suggests. Of the alternatives, Cryptomus and CoinGate document white label and neither documents point of sale.
Check which of the four you actually use before shortlisting. The white-label list covers the providers offering branded checkout and the questions worth asking about its price.
The connector is the switching cost#
A payment provider is replaceable in a week; a platform integration your operation runs on is not. Scope that first and let it set the timeline, because every fee argument on this page is smaller than the integration work it implies.
What the table above cannot show you#
Your actual rate here, because there is no public pricing page and the figures live in your onboarding correspondence. Any comparison built on the published side alone is half a comparison.
Nor the fiat withdrawal cost, reported between 1% and 3% and capable of exceeding processing entirely. Ask for it as a number before treating the alternatives as expensive.
Banking fragility is the risk to price#
Providers serving igaming and high-risk lose banking relationships more often than the rest of the category, and every provider on this page is custodial. Ask each where the entity sits and what happens to a held balance if it loses its rails.
How to migrate from CoinsPaid
- Scope the platform connector first. If the SoftSwiss integration is doing real work, replacing it is the project and the payment provider is a detail inside it. No alternative here publishes an equivalent connector, so this step decides the timeline.
- Get the quote you never had. There is no public pricing page, so the figures you operate under exist only in your onboarding correspondence. Dig them out and put them beside the published rates of the alternatives in the same units.
- Price the withdrawal separately. Reported fiat withdrawal costs in the 1% to 3% range can exceed processing entirely. Whatever your actual figure is, carry it into the comparison, because a 0.5% headline against a 3% payout is not a saving.
- Confirm vertical acceptance in writing. Every alternative decides high-risk acceptance case by case and none publishes a policy. Get a written yes for your jurisdiction and vertical before any engineering, or the migration cost is paid twice.
- Overlap for a full cycle, then close. Run both live while a share of traffic moves, since settlement timing and support behaviour are what documentation never answers. Then export history, drain the balance and retire the key.
Questions merchants ask
Why do merchants leave CoinsPaid?
No public pricing page, so every quoted figure has to be confirmed in writing during onboarding. Fiat withdrawal costs are reported in the 1% to 3% range, which can exceed the processing fee itself. Both points were checked against the provider's own pages on 2026-08-31.
What is the closest alternative to CoinsPaid?
Cryptomus is the closest substitute for most merchants: General processor accepting iGaming with published rates and wider plugin coverage. It scores 7.4 against 6.6 on the same published weights.
Is switching crypto payment gateway difficult?
Not difficult, and easy to rush. The cutover rather than the integration is where merchants lose payments.
Will I lose payment history when I switch?
Assume you will unless you act. An account closed with the record inside it becomes a year-end problem.