Aurpay: обзор

Naming the network, not just the ticker#

The supported list reads USDT-ERC20, USDC-ERC20, DAI-ERC20, USDT-TRC20, USDC-TRC20 alongside Bitcoin, Bitcoin Lightning and Ethereum. Spelling out the network for each stablecoin is a small thing that almost nobody else here does.

It matters because a payer sending Tether on the wrong network loses the money, and a merchant whose provider is vague about chains cannot warn them. Precision in an asset list is a proxy for precision elsewhere, and this one is precise.

Eight rails is deliberately narrow#

Two chains for stablecoins plus Bitcoin at two layers is the entire product. There is no Solana, no BNB Chain, no layer two, and no long tail of coins — this is the smallest general-purpose asset list in the index.

Ethereum and Tron between them carry the overwhelming majority of stablecoin payment volume, so the omissions cost less than the count suggests. It is still a real constraint for any merchant whose customers hold on cheaper networks.

Point eight percent, stated openly#

The rate is published on the front page rather than reserved for a sales call, and it is among the lowest openly stated by any custodial provider here. For a merchant comparing on cost, that puts this card immediately in contention.

What sits behind it is unstated. No conversion figure and no settlement cost appear anywhere, so the 0.8% is a floor of unknown depth — and the fees guide explains why the components below the headline are usually the larger ones.

Lightning support in a stablecoin product#

Bitcoin Lightning appears alongside the stablecoin rails, which is an unusual pairing. Providers in this index tend to be either Bitcoin-native with Lightning, or stablecoin-oriented without it; carrying both means small payments work as well as large ones.

A merchant selling a four dollar digital item and a four hundred dollar one can take both through the same integration. That is a practical advantage with no marketing attached to it, which is usually a sign it is real.

Eight plugins is a genuine shelf#

Shopify, WooCommerce, Ecwid, BigCommerce, PrestaShop, OpenCart, Easy Digital Downloads and Paid Memberships Pro are all named. Against an eight-asset product that is an unusually generous integration list and it points at small merchants as the target.

Crypto invoice billing sits alongside the plugins for merchants who bill rather than sell from a cart. Between the two, most small-business patterns are covered without an integration project.

The gaps a reviewer will find#

No operating entity, no jurisdiction, no founding year and no verification requirements appear on the pages we read. Compliance with anti-money-laundering rules is asserted and a money services registration is referenced, without either being identified.

Ten of nineteen fields on this card are recorded as unpublished. That is a poor disclosure figure for a provider whose headline rate is otherwise competitive, and it is the first thing to raise on contact.

Who should shortlist this#

A small ecommerce business on one of the eight supported platforms whose customers pay in Tether or USDC on Ethereum or Tron, and which wants the lowest published rate it can install this afternoon.

Ask about the settlement path and the contracting entity before going live. Both are missing from the site, and both are the sort of question that is much easier to raise before money is moving than afterwards.

Where Aurpay sits in the index#

A low published rate and a strong plugin shelf, held back by the narrowest asset list here and by silence on who is behind it. Cost and integrations carry the card; coverage and corporate disclosure drag it.

Everything above came from the provider's own pages on 2026-09-02. If your customers pay in stablecoins on the two mainstream chains, the narrow list costs you nothing and this becomes one of the cheaper cards in the index.